Marissa's mom purchased coffee from the local coffee shop. The first cup of coffee was $3.95. Each refill is $1.50. She also decided to get a bagel for $3.00. If Marissa's mom had 2 refills and a $0.50 discount as part of the rewards program, how much did she spend at the coffee shop?

$9.95
$9.45
$8.65
$7.95